Tools
Insurance calculators, checklist and quote guide
Everything here works on the page with no sign-up. None of these tools supplies a premium, rate or price: you type your own numbers, and nothing leaves your device. They are general information, not insurance or financial advice. For questions about a specific policy, contact your state insurance department, and see the National Association of Insurance Commissioners (NAIC) consumer pages.
Calculators
Deductible Break-Even Calculator (Premium Savings vs Extra Risk)Type two plans' premiums and deductibles to see the yearly premium gap, the extra out-of-pocket risk and how many months of savings cover it. No advice.
Life Insurance Needs Worksheet (Simple Sum, Formula Shown)Add the income years to replace, debts, future costs, existing coverage and savings you type to get a rough starting figure, not a recommendation.